Chase Wire Transfer

By DialHelpUSA Editorial Team · 300-word guide

✓ Verified April 30, 2026 📚 Chase Bank Guide ⏱ 300-word read Reviewed by editorial team
In a hurry? Wire transfers move money fast - usually same-day for domestic and 1-3 days international - but Chase's wire process has specific cutoff times, fees, and documentation requirements. This guide covers exactly how to send a wire from a Chase account, what info you'll need, and the fees to expect.

What You Need Before Starting

For a domestic U.S. wire:

For an international wire (additional):

Step 1 - Send the Wire Online

  1. Sign in to chase.com or the Chase Mobile app.
  2. Go to Pay & Transfer > Wire Transfers.
  3. Click Schedule wire.
  4. Add the recipient as a wire payee (one-time setup; saved for future use).
  5. Enter the amount and review fees.
  6. Submit. Chase may text or call you with a verification code for security.

Step 2 - Send the Wire In a Branch (Required for Larger Amounts)

Chase typically caps online wires at $100,000 per day for personal accounts (limits vary by relationship tier). For larger wires, visit a Chase branch with photo ID and your wire details. The branch banker will:

Some Private Client and Sapphire customers can wire larger amounts online with a phone call to verify.

Chase Wire Fees (2026 Schedule)

Wire TypeOnline FeeIn-Branch Fee
Domestic outgoing$25$35
International outgoing (USD)$40$50
International outgoing (foreign currency)$5$5
Domestic incoming$15$15
International incoming$15$15

Many Chase Sapphire and Private Client accounts waive wire fees - check your account benefits.

Cutoff Times for Same-Day Delivery

Wires submitted after cutoff process the next business day.

If a Wire Goes Wrong - Call Chase

If a wire is delayed, sent to the wrong recipient, or rejected by the receiving bank, call 1-800-935-9935 immediately. The wire-investigations team can:

Recalls are time-sensitive - call within minutes of realizing the error. Full Chase contact details: Chase Customer Service.

Frequently Asked Questions

Domestic Fed wires arrive same-day if sent before 4 p.m. ET. International wires take 1-3 business days.

Only if the receiving bank hasn't already credited the recipient. Call 1-800-935-9935 immediately.

Yes - wires are FedWire / SWIFT-based and encrypted. The biggest risk is sending to the wrong recipient (often via wire-fraud scams), since wires are typically irrevocable once received.

No. The Fed and SWIFT networks are closed weekends and federal holidays. Wires submitted then process the next business day.

People Also Ask

Other questions our readers commonly ask about this topic:

Is calling Chase Bank customer service free?

Yes - Chase Bank customer service is reachable on a toll-free U.S. number that does not charge a per-minute fee. Standard mobile-carrier minutes may apply on metered cellular plans. International callers may pay long-distance charges depending on country and carrier. Visit our Chase Bank contact page for current toll-free numbers and hours.

How long does it usually take Chase Bank to resolve an issue like this?

Simple problems (account access, password resets, basic billing questions) typically resolve in a single 10-15 minute call. Complex issues (refund disputes, identity verification, escalated complaints) usually take 3-7 business days because they need supervisor review or document submission. If your case has stalled past 7 business days, escalate to a supervisor or the executive customer service team.

What if Chase Bank customer service refuses to help me?

First, politely ask to escalate to a supervisor or to the executive customer service team. Most brands have an internal "office of the president" that handles complex complaints. If escalation does not resolve it, file a complaint with the Better Business Bureau (bbb.org), your state Attorney General consumer-protection portal, and - for finance, telecom, or airline issues - the relevant federal agency (CFPB, FCC, or DOT). Our Chase Bank customer service guide lists the alternate channels.

Need to call directly? Visit our verified Chase Bank Customer Service Phone Number 1-800-935-9935 page for the official customer service number, hours, and additional contact methods.

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